Don’t Let Accidents Spoil The Summer

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Everyone is looking forward to a hot, fun-packed summer and maybe even a great summer holiday – but one accident or one mistake in an uninsured property could ruin a summer.

According to Halifax, claims for home insurance are increasing – in June last year claims soared by more than a third compared to last January's claims data. This means people claiming this summer may increase even more – and those who cannot claim may lose out on even more.

Home insurance is one of those things that you put to the back of your mind – you think you can pay off some more debts, save up a bit more for your holiday or buy that one thing you have been promising yourself before you organise your home and contents insurance. But for every day you put it off, you are increasing the chances that you may have to pay out for an accident, a theft or a breakage.

Insurance doesn't cost the earth and it is certainly cheaper than replacing windows, furniture or even a kitchen or roof. Anything can happen at any time, so it's sensible to be ready for the worst. If not? well, you may have to cut short your holiday or spend a few hours doing some overtime in the office to make up for your lack of insurance.

David Rochester, head of underwriting for Halifax Home Insurance, says: "During the summer months we often notice an increase in claims for broken windows and other accidental breakages. We'd advise anyone to take care, and check they are insured for accidental damage should a mishap occur."

SOURCE: Halifax, 19/06/09

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